Lagi Cerita Pasal Emas

Harta Karun RM1.5b dihantar ke Sepanyol

Info BNM Dalam Akhbar Kosmo 24 Februari 2012

Info BNM yang aku ambil dari Akhbar Kosmo, ianya bagus untuk dikongsi bersama. Selain kita menambah ilmu sebagai Pengumpul Matawang Lama dan Baru, Ilmu macam ni pun kita kena ambil tahu juga untuk "Memperkasa Pengguna Tentang Isu Kewangan". Ok, mari kita baca dibawah;

"Ukur baju dibadan sendiri" Keperluan atau Kehendak?

Berbelanja biar ikut kemampuan

Determining coin values

Learn how to determine the worth of your coins and know about the factors that influence collectible coin values

“How much is my coin worth”, you ask?

Determining coin values is essential both to advanced numismatists and beginners in coin collecting. And learning coin pricing is important not only to guide you in buying coins at the right price, but also in selling coins or investing on coins in the future.

Coin appraisal services

Coin appraisal is the process of determining values of coins.  It is performed or practiced only by professional coin appraisers because sufficient amount of experience, knowledge, and skills is required to come up with the most accurate coin price.

Appraisal services are generally provided for a fee. Some coin buyers and dealers from the net also offer free coin pricing online but only to collectors who are interested of selling the appraised coin.

But before going to an expert appraiser, it is advised that you also learn the basics in coin pricing and you know about coin price ranges.  This way, you will have an idea whether the appraised value made by the consulted professional is realistic or correct. In other words, you will be protected from the risk of fraudulent coin appraisals.

Factors that influence the worth of your coins

Collectible coin values generally depend on the law of supply and demand – coin prices go up when supply is low and demand from numismatists is high.  But in circumstances that supply is high but the interest of collectors for the coins is low, coin values consequently decline. 

The price also depends on how much a collector is willing to pay for a collectable coin. Take for example in coin auctions where famous rare coins reach millions of dollars in market value because interested collectors offer such price.

Meter Letak Kereta MPPP Terima Syiling Baharu

Akhbar Kosmo, 20 Februari 2012

Sekiranya anda ingin tahu dengan lebih lanjut berkenaan dengan Duit Syiling Maaysia Siri Ketiga, sila klik www.bnm.gov.my

Syiling Emas - Christopher Columbus

Dibawah merupakan Syiling emas yang dihasikan pada zaman ekspedisi Christopher Columbus;

Akhbar Kosmo 16 Februari 2012

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Massive Spain coin collection in New York auction

David Redden of Sotheby's holds a gold coin called the "Fifty Excelentes" at Sotheby's in New York. A collection of 37,895 Spanish coins including rare examples from the 15th century went on display Tuesday in New York for an auction organized by Sotheby's next month. (AFP Photo/Don Emmert)

Wang Kertas Lama Diguna Semula Di Hungary

Ni baru betul orang kata bakar duit, perkara begini benar berlaku di Hungary kerana terdapat satu program penggunaan semula wang Kertas lama dengan cara yang agak unik. 


Bank Negara Hungary akan  mengumpul wang kertas lama yang sudah rosak dan mengitar semula menjadi pengganti arang. Selepas itu wang kertas lama tersebut diedarkan kepada badan-badan kebajikan pada setiap tahun untuk dijadikan bekalan bahan bakar ketika musim sejuk. 


Unik betul la idea diorang dan boleh beramal lagi...... sila layan gambar dibawah; 


Tapi, sebelum tu......aku ada satu cadangan, apa kata BNM jual semula wang kertas dan syiling lama yang tidak digunakan lagi kepada "collector". Boleh aku beli terus dengan BNM untuk lengkapkan koleksi, baru la dapat hapus peranan "orang tengah yang cekik darah". Hasil keuntungan dari jualan tersebut bolehlah sedekah kepada rumah anak yatim atau kepada badan-badan kebajikan. Kalau kitar semula macam Bank Negara Hungary buat, macam rugi pula. hehehehe......


Menarik juga kalau dapat tahu bagaimana proses Bank Negara Malaysia (BNM) melupus wang kertas dan syiling lama yang tidak digunakan lagi? :D 

Coin grades

Mari Belajar Lagi.....


A short description of the commonly used coin grades.

Fleur de Coin (FDC)

A perfect or virtually perfect coin. Fully struck up. No Contact- or other Detracting Marks visible with the naked eye, and only minute superficial imperfections, relating to the manufacturing process rather than any other cause, may be visible under magnification. Fully Lustre or Mint Bloom is present. Toning on Silver coins (if present) must be attractive. Brilliance (Color) on Bronze Coins should be 90% plus. Eye Appeal is outstanding. To reiterate, it is a completely flawless mint state coin with nothing forgiven. This grade is very rare, not to be taken lightly or accepted easily.

Perfect Mint State (MS-70)

It is a theoretical perfection. To achieve such a grade, the planchet will have to have been perfectly formed, and have flawless, lint-free surfaces. The dies will have to have been in new condition and raised from unworn masters, and the dies will have had no lint, dust, oil or other contaminants on their surfaces. The coining press will have been perfectly adjusted to give a full strike to the coin, which will then have received no marks upon being ejected from the press, nor in its slide down the chutes and sorting tables/grids and into a receiving bin. Nor will it have been marred by all the other coins following it into the bin, nor from the dumping and counting into bags for distribution. Such a coin is not possible. We are dealing here with an automated process that manufactures "Business Strikes" intended for daily commerce.

What is an Error Coin in Coin Collecting?

Learn the definition of a coin error and the different types of mint errors that make many collectible coins valuable to numismatists

The value of the coin can be influenced by its quality or condition.  Imperfections that make the coin lose its eye appeal cause the decrease in coin value. However, there may be coin imperfections that can increase the price of your collectible coin. These are coin errors.

Error coins are also called striking errors or mint errors.  These flaws occur in the mint during the process of making the coins – from preparing the metal for the planchets or coin blanks to striking the design using the metal stamping tool called coin dies.

Minting defects are very rare especially with the technology of modern coinage. Coins with flaws too, are not supposed to be issued for circulation and are instead recycled. 

Because of this, error coins are very valuable to coin collectors. In fact, coin error collectables are generally more expensive than other collectible coins without the mint mistakes.  There are also numismatic organizations that focus on error coin collecting.

Here are the most common striking and mint errors found in the coin collecting market:

1. Off center strike

Off-center strikes are the most known mint error coins in numismatics. Off-centering occurs when the coin blank does not land properly on the collar (a metal ring between the upper and lower die of the coin chamber.

It holds the coin blank or planchet in place when the design is pressed on the coin).  With the coin improperly landing on the collar, the die only strikes a part of the coin causing the off-center image.